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Generational Lending Experts

Whether you're buying a home, refinancing, or planning in retirement, we help you make confident mortgage decisions for life's next chapter.

THE LIVE BETTER DIFFERENCE

Our Approach

Live Better Financial is a generational lending company helping homeowners and homebuyers navigate home purchase, refinancing, and retirement mortgage solutions, including FHA-insured HECM reverse mortgages.

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We believe a mortgage isn't a single decision—it's part of a much longer financial story. From purchasing a first or next home to refinancing, preparing for retirement, or exploring how home equity can support changing needs later in life, we help our clients understand their options and consider the bigger picture.

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Our approach combines traditional mortgage lending with specialized expertise in retirement and later-life lending, helping families make informed home financing decisions for today while maintaining flexibility for the future.

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We call this Generational Lending.

WHERE TO START

Explore Your Financing Options

Find the solution that aligns with your needs, priorities, and next steps.

Potential New Home Buyer
A Couple considering refinancing
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Explore home equity strategies for homeowners 62+ to increase financial flexibility in retirement.

CUSTOMER STORIES

Moving Forward With Confidence

Hear from clients who found financial flexibility and peace of mind.

"I didn't know who to trust with our search for a rental property. Scott's expertise helped us find the right area to invest in and finance a property for retirement income."

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Justin Q. (purchase)

"The Live Better team helped me refinance down to all-time lows, beating the rates my long-time bank offered, and made the process as painless as possible."

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Terrance L. (refinance)

"This program allowed me to stay in my home, continue volunteering at my church, and keep $30K set aside for emergencies. I'm so grateful Live Better helped make this possible."

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​Dotty, 84 (reverse mortgage)

CONTACT US

Let’s Talk About What’s Possible for You.

Get in Touch

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Have questions about buying a home, refinancing, or using home equity strategically?  Our licensed advisors are here to help.​

Prefer to Speak With Someone Now?

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Call (888) 225-3336​

Request a Free Consultation

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Complete the form below, and one of our licensed advisors will reach out to discuss your goals and answer your questions.

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​No cost. No obligation. Your information is kept private and secure

Live Better Financial mortgage and home equity advisory firm logo

HOURS OF OPERATION

Mon-Friday: 9 AM to 5 PM

Sat-Sun: Closed​​

GET IN TOUCH

EXLORE

(888) 225-3336

LOCATION

5170 Golden Foothills Pkwy

El Dorado Hills, CA 95762​​

 

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STATE LICENSING

  • California: DRE Real Estate Corporation/Broker License 01514348

  • Texas: Mortgage Company License 01514348

  • Arizona: Mortgage Broker License MB-1051946

  • Florida: Mortgage Broker License MBR8681

  • Idaho: Mortgage Broker/Lender License MBL-2080780963

  • Michigan: 1st Mortgage Broker License FL0027303

  • Michigan: 2nd Mortgage Broker Registrant SR0027335

  • Oregon: Mortgage Lending License 780963

​©STAR Capital Corp​
 

Better Business Badge
Equal Housing Opportunity Lender
Brain Healthy Workplace Bronze Award
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