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HELOC vs. HECM
A Home Equity Line of Credit (or HELOC) has been a popular way for homeowners to raise money and access credit for future expenses. However, HELOCs have significant risks and drawbacks that can jeopardize their financial security. The good news is that the new reverse line of credit (HECM) eliminates many of these risks and can provide you with financial peace of mind.
Here is a side-by-side comparison between both types of loans:

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