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HOME BUYING CONSIDERATIONS
What to Weigh Before You Make an Offer
Budget, inspections, financing, and location — the factors that lead to a confident purchase.
What to Know
Buying the right home is about more than the purchase price. Your financing, the property, the location, and the long-term costs all play a role in making a confident decision.
​Know Your Budget:
Determine how much house you can afford. Factor in not just the mortgage, but also property taxes, insurance, and potential maintenance costs.​
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Location Matters:
Consider proximity to work, amenities, and the overall neighborhood vibe. It's not just about the house but the community it's in. Click here to get pre-approved today!
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Future Resale Value:
Even if it's your forever home, think about resale value. Life is unpredictable, and plans can change.
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Hidden Costs Exist:
Closing costs, property taxes, and homeowners' association fees—be aware of these so they don't catch you off guard.
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Negotiate Smartly:
Don't be afraid to negotiate, whether it's the price, repairs, or included appliances. It's part of the game.​
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There are various loan types. Our Live Better team can help you determine which loan best suits your financial situation.
BEFORE YOU SUBMIT AN OFFER
A Few Things to Have in Place
Once you've found a home you're interested in, understanding the details of your offer can help you move forward with greater confidence.
​Pre-Approval
Know your purchasing power and have your financing documentation ready before you begin making offers
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Earnest Money
Understand how much may be required, when it's due, and what happens to the deposit if the transaction doesn't move forward.​​​​
​Contingencies
Financing, appraisal, and inspection contingencies can provide important protections. Your real estate professional can help determine what's appropriate for your offer.
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Closing Timeline
Understand the anticipated timing for inspections, appraisal, financing, and closing so you know what to expect after an offer is accepted.
Understand Your Financing
​​​The right mortgage is about more than the interest rate. Your down payment, monthly payment, and long-term plans can all influence which financing option makes the most sense.
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